Business

Business Savings:
Making Your Capital Work Smarter

Smiling business owner using the Bondsterling savings platform

In business, every moment counts. Keep your funds in the right place at the right time, making the most of your capital and helping your business move forward with confidence.

Smiling business owner using the Bondsterling savings platform
FSCS protection on eligible deposits
Bondsterling icon
Bank-grade security

One Simple Application.
More ways to grow your business.

Managing multiple business savings accounts shouldn't take up your valuable time. With a single application through Bondsterling, you can explore competitive savings rates from a diverse network of banking partners, making it simpler to manage your funds, maximise returns, and put your business capital to work.

Bondsterling savings deposit gauge
£10,000
£1K £2M
Your potential earnings
National Savings Average*
2.21% AER
£221.00
PER YEAR
With Bondsterling
Up to 6.44% AER
+£423.00 more per year
£644.00
PER YEAR
Quick amountsOr enter amount
£

Don’t leave cash on the table

Switching to Bondsterling could significantly enhance your company’s savings potential. Get every aspect of your business performing at the highest level.

UK-authorised banks
FSCS protection up to £120,000
Competitive rates
*Bank of England statistics, Accurate as at November 2024

Manage liquidity with ease

Top available rates
4.56% | 4.95%
Gross | AER
Easy Access
4.79% | 4.91%
Gross | AER
95D Notice
4.80% | 4.80%
Gross | AER
1 Year Fixed

Businesses often hold surplus cash or ring-fenced capital. Our diverse selection of Easy Access, Notice, and Fixed Term accounts helps you strategically manage your company’s funds while maximising returns.

Building your business on Bondsterling

Protect and Optimise Your Business Capital

Spread your business savings across multiple banking partners to strengthen deposit protection and make the most of FSCS coverage, with eligible deposits protected up to £120,000 per person or eligible business, per authorised banking group.

Business savings made more accessible

Unlike banks and savings platforms with higher entry requirements, Bondsterling makes it easier for more businesses to put their capital to work, with a minimum deposit of just £100,000.

Personalised support, every step of the way

Our dedicated team is here to provide expert guidance and personalised assistance, helping you make the most of your Bondsterling experience.

Easy Access

Enjoy the freedom to access your savings whenever you need them. Easy Access accounts let you withdraw your money without advance notice, offering flexibility and peace of mind. Although interest rates may be lower than fixed-term options, they're ideal for everyday savings, unexpected expenses or short-term financial goals.

Business savings made more accessible

Unlike banks and savings platforms with higher entry requirements, Bondsterling makes it easier for more businesses to put their capital to work, with a minimum deposit of just £100,000.

Personalised support, every step of the way

Our dedicated team is here to provide expert guidance and personalised assistance, helping you make the most of your Bondsterling experience.

Deposit your savings safely and effortlessly

Move your money with confidence through Bondsterling. Eligible deposits held with participating UK-authorised banks may benefit from FSCS protection of up to £120,000 per person, per authorised institution, subject to the scheme’s rules and eligibility requirements.

Security at Bondsterling

Protecting your savings and personal information is a priority at Bondsterling. Our platform is designed with advanced security measures to help keep your account and data secure.

End-to-end encryption
Multi-factor authentication
Security and compliance standards
Regulatory transparency
Bondsterling security shield

Protect and grow your cash in three simple steps

Manage your portfolio, maximise your interest, and keep your cash safe and secure. Only with Bondsterling Savings.

01.
Explore the platform

Explore the Bondsterling Savings platform with just your email and password. Then complete the identity verification in minutes.

02.
Fund your holding account

We hold your cash in an FSCS-eligible account. You maintain 24/7 access.

03.
Open savings accounts

Deposit your cash into as many savings accounts as you like, with multiple banks – all through Bondsterling Savings.

How does Bondsterling savings work?

Bondsterling helps you earn more from your savings by giving you access to competitive interest rates from multiple banks, all through one account.

Whether you prefer easy access to your money or higher potential returns with fixed-term savings, Bondsterling makes it simple to find the right option, deposit your funds and grow your money over time.

What is the Bondsterling Hub Account?

Your Bondsterling Hub Account is a dedicated account held with ClearBank Limited, providing you with your own unique account number and sort code.

It acts as the central place for managing your savings, allowing you to move money into different savings accounts offered by our partner banks.

When your savings mature or you make a withdrawal, the funds return to your Hub Account, where you can reinvest them or transfer them back to your nominated bank account.

What are the charges?

There are no charges or fees. Bondsterling will receive a share of the interest from the bank. This is deducted prior to the account being made available on the platform so the rates you see are the rates you will get.

Who can apply for a Bondsterling account?

The Bondsterling account is available to individuals who are resident in the UK. Unfortunately the service is not available to US citizens.

FAQs

If you have any additional questions our team is ready to assist you.